Customized business insurance: Because no two businesses are alike
Whether you’re starting a new business or running an existing company, it’s in your best interest to choose a commercial insurance policy that suits the needs and demands of your business. At Williams & Case, we understand that every business is unique. That’s why we create custom insurance packages for our business clients, tailoring each policy with different options, limits and payment plans.
If you’re a business owner, and you have questions about the type of insurance coverage you need to keep your business safe and protected, the experts at Williams & Case can guide you in the right direction.
Here’s how to determine what is the best insurance for YOUR business.
Why Do I Need Business Insurance?
Before we get into details about policies and coverage, let’s answer the question that many of you are probably asking. Do I really need to have insurance for my business? The answer is yes. In many states, there are laws that require businesses, both large and small, to be insured.
Aside from being the law in many places, having business insurance protects your employees and customers. It helps build credibility. And most importantly, commercial business insurance protects your business from financial damages that can result from accidents, property damage, professional errors, lawsuits, and other unexpected situations.
Why Risk It? Protect Your Business. Watch It Grow!
Owning your own business has countless benefits and rewards, along with some unforeseen risks, too. For example, if you operate a small business that’s just starting out, one lawsuit could potentially wipe out all of your assets. This could close your doors or shut down your site for good.
Small business commercial insurance can prevent an unfortunate scenario like this. Smart coverage minimizes the cost of claims against your business and helps protect you, your assets and the future of your business.
Policies & Packages: Customized for Your Business
Commercial insurance for business provides a wide range of coverage, including protection for:
- Liability issues
- Workers’ compensation
- Property loss
- Vehicle use
- Fidelity (such as bonding)
- plus, many more options
Because no two businesses have the same needs when it comes to insurance, Williams & Case will work with you to create the most sensible and ideal custom insurance package. From new start-ups to established companies, for-profit and not-for-profit – the team at Williams & Case can confidently recommend the best commercial insurance policy for your unique business model.
Standard packages include customized policies for:
- General liability – covers bodily injury and property damage
- Property – covers offices, warehouses, and other facilities, plus the contents of each
- Commercial Auto – includes options for layups, deductibles and special equipment
- Inland Marine – covers equipment such as computers, tools, and machines
- Umbrella or excess – extends limits on general and auto liability
Special packages can be customized with coverage add-ons and options specifically for your individual business, and many of these packages are available at reduced rates. Don’t worry – even after you’ve chosen your policy, you can always add more coverage as you need it.
Contact Williams & Case
If you’re curious about the different insurance packages available for your business, talk to the experts at Williams & Case Insurance Agency. Contact us today to find out which policies are the smartest for your business, and if your business qualifies for a special discount.