Grow and Protect Your Business
Commercial insurance with personalized service since 1946.
We are experts at creative solutions for hard to insure businesses – and build relationships with our clients that last for generations.
Our strength for three generations is this – we understand commercial insurance and only write policies that are good for your business.
What is Commercial Business Insurance?
Commercial business insurance protects your business from financial damages that can result from accidents, property damage, professional errors, workers compensation claims, and other situations.
Smart coverage can minimize the cost of claims against your business.
Find out Today
Standard Package Policies
What does business insurance cover? At Williams and Case, we understand that no two businesses have the same insurance needs. We will create a custom package, tailoring each section with different options, limits, and payment plans.
We can find a market for virtually any class and type of business, for-profit, and not-for-profit, from new start-ups to established companies.
Our packages include customized policies for:
- General Liability – covers you for bodily injury and property damage done to others in your normal course of business.
- Property – covers offices, warehouses, and other facilities– plus the contents of each – in many deductible and coverage options available.
- Commercial Auto – with options for layups, deductibles and special equipment.
- Inland Marine – coverage includes equipment, such as computers, tools, and machines.
- Umbrella or Excess – extends your limits on general and automotive liability.
Special Package Policies
Choose from many packages customized with coverage add-ons and options configured for you – at reduced rates.
Many classes of business can qualify for Business Owner’s Policy (BOP.) Those organizations ineligible for BOP may qualify for their own money-saving packages.
These clients include: contractors, churches, restaurants, golf courses and country clubs, apartments and real estate, and high tech businesses
What does YOUR business qualify for?
What Are Your Add-On Options?
You can always add more coverage to your policy as needed. Here are a few examples of your many options. If you have questions about what can be added, contact us for the answers.
can be added to replace lost earnings due to covered claims.
refers to theft of money inside or outside of your business.
for medical malpractice, errors & omissions, and directors/officers of your company.
is a must for establishment with a liquor license.
Employers’ liability(AKA Stop Gap)
supplements gaps in Workers’ Comp policy.
for boilers, machinery, HVAC, and refrigeration equipment.
Employment practices liability
protection against wrongful termination accusations
Motor truck cargo
cover products during shipping
Flood & earthquake
to strengthen Property Section coverage.
And many more!
Bonded & Insured
Farms – Protect Agricultural Businesses and Families
For more than 70 years, Williams and Case has clients in the heart of agricultural Ohio counties. We understand how to blend coverage from personal and commercial policies for tailored solutions that protect farms and the families who own them.
All farms are not alike. From large-scale farms to horse boarding operations and hobby farms, Williams and Case writes policies to cover specific needs of property, operations, and animals – including high-valued breeders.
What coverage does your farm need? Contact Williams and Case today to find out.
Be Proactive with Loss Control & Inspection
Be proactive with loss control and inspection services to examine your risk and level of exposure to potential claims. Contact us to discuss your needs so that we can confidently recommend services with high quality service.
Show Proof with Certificates of Insurance
Certificates of Insurance are important documents to prove coverage so that you can begin work on projects with your own clients. Lack of certification can lead to delays or even disqualify you from the job. Contact us for a certificate – we process it right away by your choice of mail or email. Ask us about additional insured or waiver of subrogation clauses.