Auto

Whatever type of vehicle you drive, no matter if you have a clean driving record or not, we can fit a personal auto policy around you, make sense of all the different types of coverage included, and work a payment plan to fit your budget.

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    The minimum liability limits that you must carry in order to be legally insured in Ohio are $12,500/$25,000/$7,500. Simply put, this is the most the policy would pay out in an accident for bodily injury and property damage. We do not feel these limits are sufficient for anyone driving in today's legal climate, so we have taken the stance to not write auto policies with minimum limits. Surprising enough it is usually very little cost to raise the limits of liability.

    When someone mentions "full coverage" they are referring to insuring damage to their own vehicle, comprehensive and collision. We have many deductible options that can even be different for each car on the policy.

    We also have many options available such as rental car reimbursement and roadside assistance.

    If you are shopping for a new car, make sure to check with us first about gap coverage, which is in most cases either less expensive than the dealer or already included on your policy at no additional cost. Also make sure to ask about replacement cost for your new vehicle.

    We also have special antique, collector, and race car policies that are, in part, rated on annual mileage, so they are exceptionally low cost. If you need help with appraising your special vehicle, we can help with that too.